Scam: Facebook Work From Home Program (Facebook Millionaire)

There is a Facebook scam circulating on the social network that claims Facebook is hiring people to work from home through their Work From Home Program and/or the Facebook Millionaire Kit.

The scam claims that “Facebook has now opened it’s doors and will be hiring everyday people to work from the comfort of their own homes posting links, sharing stories, reviewing sites and more. ” This iscompletely false. Facebook is not hiring anyone to work from home.

This scam is designed to direct victims to suspicious websites to persuade them to sign up for and purchase a “Millionaire Kit.” This is done in order to phish user information such as Full Names and Email Addresses. This scam is also designed to scam Facebook users into purchasing a non-beneficial or non-existent financial kit.

If you see posts on your Facebook news feed that claims Facebook has now released a “Work From Home Program” that will allow people to work from the comfort of their own homes ignore it or report it. The information is false, Facebook does not have a program that allows users to work from home.

In some cases these types of scams are used to hijack Facebook accounts and spread malware. If you feel that you are at risk please see the list of solutions below.

Example

Breaking News: Now Hiring
If you spend much time online and have been wanting to work from home, you might be in luck. Facebook has now released a “Work From Home Program” that will allow people to work from the comfort of their own homes.
WORKFROMHOME.COM-EZ.PW

http://workfromhome.com-ez.pw/fbza/1/index.php?c=62&l=72&subid=267534204

LikeLike · · Share

Solution:

If your Facebook account, Facebook page, or computer system has been affected by this scam please see the recommended steps below.

• Report issues with your Facebook page to Facebook if this post continues to spam your Facebook page: https://www.facebook.com/help/contact/164405897002583
• Remove unwanted page Admins.
• Change your Facebook password (located in your Facebook Settings) and make sure to log out of every device when prompted to.

• Remove suspicious Facebook Apps (Settings > Apps).
• If you believe your computer is infected with malware we recommend to download and install reputable Anti-Malware software such as Malwarebytes Anti-Malware. Once installed, update the software, and run a scan for malicious files. *This software is available free or as a full version.

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Recommended Resources

	Malwarebytes Anti-Malware	Try Malwarebytes, the Leader in Malware Removal or Buy Malwarebytes Now!
	Vipre Internet Security	Block Malicious Facebook Links - VIPRE Antivirus 2014 with Social Watch

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Email Scams

EXPOSED: Look Familiar?

EXPOSED: Stay At Home Mum Makes USD$7,500/Month

And You Won't Believe How She Does It! 

Career Journal Bangladesh investigates Work From Home Opportunities.

By:Daksha G Consumer Trend Investigator | Your Daily Finance Updated: 15 August 2014 "Harata puts her computer to work and makes money while working from home. She says that Home Income Package has helped change her financial life and recommends it to people as a good opportunity. Have You Ever Considered Working From Home? Harata Saleem Rana from Dhaka never thought that she would work online, until curiosity got the best of her and she filled out a simple online form. Before she knew it, she discovered her secret to beating the recession, and being able to provide for her family while at home with her three children.I read Harata's blog last month and decided to feature her story in our weekly consumer report. In our phone interview she told me her amazing story. "I actually make about USD$6,000-USD$7,500 a month working from home. It's enough to comfortably replace my old jobs' income, especially considering I only work about 15-18 hours a week from home. You could be receiving cheques like this Working online has been a financial windfall for Harata, who struggled for months to find a decent job but kept hitting dead ends. "I lost my job shortly after the recession hit, I needed reliable income, I was not interested in the "get rich quick" scams you see all over the internet. Those are all pyramid scams or stuff where you have to sell to your friends and family. I just needed a legitimate way to earn a living for me and my family. The best part of working online is that I am always home with the kids. Thanks to the Home Income Package Kit I am giving my kids the childhood they deserve."I asked her about how she started her life-changing journey. "It was pretty easy, I filled out a short form and applied for a work-at-home kit. It wasn't really free, but it was under $10. I got the kit and within four weeks I was making over USD$3,500 a month. It's really simple, I am not a computer whiz, but I can use the internet. I don't even have to sell anything and nobody has to buy anything. Companies are constantly recruiting people for this, you should try it." The companies you work with are worth over 100 billion dollars and are the most used sites in the internet market place, like Amazon, Google, Walmart, Delta, Apple and more... You're using the top ranked sites in the world, over 50 percent of all internet traffic flows through them everyday. It's a great opportunity and this has been helping people work at home for over 5 years. Why not get in with the internet's best and biggest companies? There are plenty of scams on the internet claiming you can make USD$60,000 a month, but that is exactly what they are - scams. From my conversation with Harata, "I am making a good salary from home, which is amazing, under a year ago I was jobless in a horrible economy. I thank God every day that I filled out that form." Quickly, Harata Saleem Rana was able to use the simple Home Income Package to make it out of the recession. "I actually make USD$6,000-USD$7,500 a month from home." -Harata Saleem Rana Harata had never shared her story before, this is the first time she's going public Here's how to get started: Step 1 Go to Home Income Package, and fill out the form to get instant activation. Step 2 Follow the instructions at Home Income Package and set up your account. Then they will show you what to do. Everything gets tracked. Step 3 Deposit your earnings by cheque or direct bank transfer. (Making money has never been so easy. Get ready for your life to change.) Associated Links: Home Income Package - OFFICIAL WEBSITE

EXPOSED: Another Facebook Scam

EXPOSED: Mum Makes 75,000 Rand/Month From Home And You Won't Believe How She Does It!

Career Journal South Africa investigates Work From Home Opportunities.

Melissa puts her computer to work and makes money while working from home. She says that Facebook Millionaire System has helped change her financial life and recommends it to everyone.

By Amanda Winston |  1,791,978 |  386

Ever Considered Working From Home?

Melissa Johnson from never thought that she would work online, until curiosity got the best of her and she filled out a simple online form. Before she knew it, she discovered her secret to beating the recession, and being able to provide for her family while at home with her three children.

I read Melissa's blog last month and decided to feature her story in our weekly consumer report. In our phone interview she told me her amazing story. "I actually make about 60,000 Rand - 75,000 Rand a month working from home. It's enough to comfortably replace my old jobs' income, especially considering I only work about 15-18 hours a week from home.

You could be receiving cheques like this

Working online has been a financial windfall for Melissa, who struggled for months to find a decent job but kept hitting dead ends. "I lost my job shortly after the recession hit, I needed reliable income, I was not interested in the "get rich quick" scams you see all over the internet. Those are all pyramid scams or stuff which you have to sell to your friends and family. I just needed a legitimate way to earn a living for me and my family. The best part of working online is that I am always home with the kids. Thanks to the Facebook Millionaire System Kit I am giving my kids the childhood they deserve."

I asked her about how she started her life-changing journey. "It was pretty easy, I filled out a short form and applied for a work-at-home kit. I was lucky enough to get it for FREE, since they have been doing a promotion. The program still seems to be FREE RIGHT NOW. Only a small credit card activation fee of 45 Rand is required to prove your age, since the program is only available to customers aged 18 and above. I got the kit and within four weeks I was making over 40,000 Rand a month. It's really simple, I am not a computer whiz, but I can use the internet. I don't even have to sell anything and nobody has to buy anything. Companies are constantly recruiting people for this, you should try it."

The companies you work with are worth over 100 billion dollars and are the most used sites in the internet market place, like Amazon, Google, Walmart, Delta, Apple and more... You're using the top ranked sites in the world, over 50 percent of all internet traffic flows through them everyday. It's a great opportunity and this has been helping people work at home for over 5 years. Why not get in with the internet's best and biggest companies?

There are plenty of scams on the internet claiming you can make 500,000 Rand a month, but that is exactly what they are - scams. From my conversation with Melissa, "I am making a good salary from home, which is amazing, under a year ago I was jobless in a horrible economy. I thank God every day that I filled out that form."

Quickly, Melissa Johnson was able to use the simple Facebook Millionaire Systemto make it out of the recession.

"I actually make 60,000 Rand - 75,000 Rand from home every month." - Melissa Johnson

Melissa had never shared her story before, this is the first time she's going public.

Here's how to get started:

 Step 1: Go to Facebook Millionaire System, and fill out the form to get instant activation.

 Step 2: Follow the instructions at Facebook Millionaire System and set up your account. Then they will show you what to do. Everything gets tracked.

 Step 3: Deposit your earnings by cheque or direct bank transfer. (Making money has never been so easy. Get ready for your life to change.)

Associated Links:

Facebook Millionaire System - OFFICIAL WEBSITE

(WARNING - Offer Expires On Thursday, 21 August, 2014)

We rarely do these special reports because the reality is that there are a lot of scams out there, but this was just too good to keep away from the public. Try it out and send us your thoughts!

Would you like to share a financial tip for next week? If so, please send us an email.

CEO, HANS INTERNATIONAL SARL

Dear Mr. Shaun Higley,

Tuesday 11 March 2014 13:20

Shaun Higley

Dear Mr. Shaun Higley,

I am Dr. Godwill HANS,the General auditor and head of computing department of our bank. I have urgent and very confidential business proposition for you. I understand that through Internet is not the best way to link up with you because of the confidentiality which the transaction demands.

I discovered a dormant account in my office, as the general auditor with here in our bank. The account has been dormant and has not been operated for the past seven (7) years. From my investigations and confirmations, the owner of this account, a foreigner by name Mr. Michael B. Higley, he died in July, 2004 and since then nobody has done anything as regards to claiming of this money because he has no family members who are aware of the existence of neither the account nor the funds. It will be in my interest to transfer this fund worth Us$ 19.5 million Dollars in an account offshore.

This transaction is totally free of risk and as the fund is legitimate and does not originate from drug, money laundry, terrorism or any other illegal act. If you can be a collaborator to this please indicate interest immediately for us to proceed. Your contact phone numbers and full name will be necessary for this effect. On receipt of your response I will furnish you with detailed clarification as it relates to this mutual benefit transaction.

Await your prompt response.

Sincerely Yours,

General Auditor

Dr. Godwill HANS,

Tel: +22997736478

Please Reply To-Email: godwillhans@gmail.com

My Findings:

Glenview Obituary: Michael Higley, 55

Visitation will be held Friday, Dec. 14, from, 4:00 p.m. to 9:00 p.m. Funeral will be held Saturday, Dec. 15, at 10:45 a.m. in Skokie.

The following obituary was provided by the Donnellan Family Funeral Home.

Michael B. Higley, 55, of Glenview, died on Dec. 5, 2012. 

Devoted son of the late Robert and Mary Lou Higley, nee Hoehn. Beloved husband of Margaret “Mitty” Higley, nee Uriell; loving father of Patrick, Mark and Elizabeth Higley; dear brother of William (Mary) Higley and the late Susan (Patrick) Kordas; brother-in-law of Tom, Bill (Sherri), Mike Uriell and Mary (John) Mooney; caring uncle of Catherine, Callie, Kathleen, Patricia, Molly, Bobby, Annie, Corey, David, Ben, Kathryn, Sara, and Clair.

Visitation Friday, Dec. 14, 4:00 p.m. to 9:00 p.m.

Funeral stars Saturday, Dec. 15, 10:45 a.m. and will from Donnellan Family Funeral Home, 10045 Skokie Blvd. at Old Orchard Rd. in Skokie, to Our Lady of Perpetual Help Church. Mass begins at 11:30 a.m.

Interment Private.

In lieu of flowers, memorials to Sr. Paulanne's Needy Family Fund c/o Our Lady of Perpetual Help Church, 1775 Grove Street, Glenview, IL 60025 would be appreciated.

Scambuster

Chasing the scammers

MONDAY, JANUARY 16, 2012

Dear Friend,

I am Dr.Godwill Hans, I want to know if you can allow me invest my money in your company as your partner.

I have been into real estate business for many years until my recent retirement following my doctor's advice for me to avoid any form of stress because of my failing health.

please tell me, can you invest my money for me? if you agree, we shall both share the total annual profit.

I am contacting you for this Because I do not want any of my family member to be aware of this, I therefore demand you treat this very confidential.

I will give you details of the funds and the transfer as soon as I receive your response.

I seek for your corporation and sincerity towards this business. Please contact me immediately via email: dr.godwillhans@yahoo.fr with your complete names ,age,occupation, address, and numbers (Phone and Fax)

Most Regard.

Dr.Godwill Hans,

+22997736478

After much attempts to reach you, I deemed it necessary and urgent to contact you via your e-mail and to notify you finally about your outstanding compensation payment $2,811,041.00 USD.

Forward your Name, Address, City, State, Zip Code, Country and telephone number to Ups Courier Service Nigeria for delivery.

Name: Andrew M. Hamilton Tel: +234-813-705-3694 (UPS)

Godwill Hans

CEO, HANS INTERNATIONAL SARL

iDirect contactSend him a message

About him

HANS INVEST INTERNATIONAL HOLDING AG

Dr. GODWILL HANS (PRES. & CEO) "INVESTMENT-BANKER & TRUSTEE”

WE ARE LEGALIZED AND AUTHORISED INVESTMENT-BANKER, USING A “TRADING-DESK/PLATFORM” WITH 2 PRIME-BANKS IN SWITZERLAND BY “HANS SECURITY INVEST HOLDINGS AG/SUISSE.” WEEKLY PAYMENT OF ROI! JOIN OUR TRADING-DESK WITH YOUR CASH-FUNDS, OR A++ OR BETTER RATED PRIME-BANK INSTRUMENTS/ASSETS, WHICH WILL BE MONETIZED BY US VIA LTV/LOAN TO VALUE INQUIRIES ONLY IN WRITTEN WILL BE ANSWERED. > > > 

ATTENTION!!!

HANS SECURITY STARTED WITH 2 PLATFORMS IN 2010 SUCCESSFULLY.

DEAR INVESTOR, THE ATTACHED INFORMATION AND APPLICATION-SET ABOUT OUR TRADING-DESK/PLATFORM IS AN UPGRADE OF OUR ACTIVITIES AND OPPORTUNITIES RELATING THE INVESTORS PRIVATE-INVESTMENT BY HANS .

STILL REMAIN VALID DURING THE WHOLE 2012 ! :

SHORT PERIOD PROGRAM (30 DAYS - 12 WEEKS) 40-WEEKS LONG TERM PROGRAM

BULLET's 5-30 DAYS; MIN. CASH (ONLY) 100 MIO. EURO/USD - 5.0 Bi. EURO/USD.

WE TRADE WITH "CASH FUNDS", CLEAN, CLEARED WITH A TRANSPARENT HISTORY OF FUNDS, ALL DEPOSITED IN REPUTABLE MAJOR PRIME-BANKS A++ OR BETTER RATED (S&P), ABLE TO USE THE INTERN. WELL KNOWN SWIFT-SYSTEM. (NOT KTT!).

OUR TRADING BEGINS WITH MINIMUM 5.0 MIO. EURO/USD/GBP/CHF AND IS LIMITED BY 5.0 Bi.,

EXPECTED ROI (DEPENDING FROM THE PROGRAM & AMOUNT) = 18 % WEEKLY - 100 % WEEKLY., DEPENDING FROM THE QUALITY OF THE FUNDS, AND THE INVESTMENT-SUM. (OUR MINIMUM = 10,0 MIO. EURO)

REMARKS:

FUNDS LOWER THAN 100 MIO. HAS TO BE TRANSFERRED TO HANS SECURITY/TRADING-BANKS IN INVESTORS "SOLE-SIGNATURE ACCOUNT" MINIMUM = 10,0 MIO. EURO (WITHOUT ACCESS A THIRD PERSON; ONLY THE INVESTOR CAN MOVE HIS FUNDS IN THIS ACCOUNT)

100 MIO. OR EVEN LARGER AMOUNTS WILL BE STILL REMAIN IN INVESTORS DEPOSITARY-BANK/ACCOUNT, PRESUMING HIS BANK IS A REPUTABLE PRIME-BANK, A++ OR BETTER RATED AND RWA TO BLOCK SUCH FUNDS VIA MT-760/SOMETIME MT-799 (ADMIN.-HOLD) AS LONG AS THE TRADING PERIOD HAVE BEEN AGREED.

SUCH FUNDS ARE USUALLY WORKS IN A SHORT-TERM-PROGRAM OR BULLET, IF APPICABLE/AVAILABLE, WITH PLATFORMS WE, AXON HAVE DIRECTLY ACCESS, IN PARTNERSHIP & COOPERATIONN WITH THIS TRADE-MANAGEMENTS/DIRECT TRADER.

THE WEEKLY EXPECTED, TARGETTED ROI/RETURN OF INVESTMENT IS IN AVERAGE NET/NET 8% - 100 %; DEPENDING FROM THE THE INVESTMENT-SUM, AND THE PROGRAM WE WOULD USE FOR 2 WEEKS - 40 WEEKS PERIOD. WEEKLY OR 10 DAYS PAYMENT OF THE ROI, AS AGREED AND RELATING IN THE PROGRAMS PROSPECTED TERMS AND CONDITIONS.

ACTUALLY "TEARSHEET" FROM AN CURRENT CAHS BUSINESS ACCOUNT, SIGNED BY 2 BANK-OFFICERS (NOT OLDER THAN 5 BANKING DAYS) REFLECTING THE INVESTMENT-SUM IS REQUIRED AND HAS TO BE ATTACHED!

PLEASE READ AT ALL VERY CAREFULLY, AND DON'T HASITATE TO CONTACT US, EXCEPTIONAL IN WRITTEN/E-MAIL-FORM. PLEASE AVOID FON-CALL. THANKS

antifraudintl.org › Loan Scams

Jenna Schmidt (schmid04@mail.gvsu.edu)

2014/02/01

Rob Krishna Loans

I am Rob Krishna, a loan lender based in South Africa offering personal loans, debt consolidation loans, business loans, home loans etc. The loans are offered at an interest rate of 3.2% and are available to all individuals, private and public firms. For more information please contact me on ihatedelema@gmail.com.

I also assist blacklisted clients as well.

thank you,

Rob Krishna

Jenna Schmidt does not exist and her email was downloaded from the Internet.

Sapphire's Strike Administrator

Join Date Oct 2009

Location Here, there and everywhere.

Posts6,659

Mr. Hassan Musa Usman, Aso Savings Loans

Return-Path: tvdavis@email.phoenix.edu 

Reply-To: ihatedelema@gmail.com 

Date: Mon, 21 Oct 2013 Subject: 

From: Hassan Musa Usman <tvdavis@email.phoenix.edu> 

To: undisclosed-recipients:

Aso Savings Loans

I offer loan at an interest rate of 3.2%, I am a South Africa based private loan lender, I offer loan at an interest rate of 3.2%, long and short term loan are available. I do offer business loan, personal loan, debt consolidations Loans are available from to all individuals, companies, private and public firm, and for more information and 

application, do contact ihatedelema@gmail.com 

Thanks.

No trees were killed in the creation of this message. However, many scammers may be terribly inconvenienced.

http://robloans.wozaonline.co.za

The NCR Registration No. provided on his Website belongs to Sanlam Personal Loans

Sanlam Personal Loans - Registered Credit Provider (NCRCP272)

Get up to R150,000 whenever you need it - at a fixed interest rate for your peace of mind.

Whether you need money for unexpected expenses, a medical crisis, to further your children’s education, renovate your home or consolidate your accounts – a *Sanlam Personal Loan of up to R150,000 could be the ideal solution. And of course, it makes perfect sense to turn to someone you already trust with your finances; someone with an established reputation and many years of experience in the financial services industry...

Plus, now you don't have to wait any longer for the things you need! Apply online right now in 2 easy steps – start by completing our short application form. You’ll have a decision in seconds and a cash lump sum could be in your account soon after approval! 

From time to time, we all need a financial boost. When you do, it makes sense to turn to someone you already trust with your finances; someone with an established reputation and many years of experience in the financial services industry – *Sanlam Personal Loans.

Call 0861 08 08 88 to apply - 8am to 8pm, any day of the week, or

click here and we'll call you back, or

Apply now and find out instantly if you qualify 

Up to R150,000 to use as you choose... from a financial company you trust!

Important things to remember:

• You must be a South African citizen, over 18 years of age.
• You must permanently live and work in South Africa.
• You need a regular monthly income of at least R2 500 per month (proof of income will be required if you're self-employed) and clear credit references.
• Have your ID number and bank account details into which your salary is paid, handy.
• We try to accommodate all requests, but ultimately your final loan amount will be based on your current personal financial profile and subject to credit approval. 

Loans are subject to the National Credit Act, No 34 of 2005.

Loans from Sanlam Personal Loans are administered and managed by DirectAxis, an authorised Financial Services Provider. *Sanlam Personal Loans (Pty) Ltd Reg. No. 2001/016316/07, Registered Credit Provider (NCRCP272), is a joint venture between Sanlam Life Insurance Ltd and Direct Axis SA (Pty) Ltd. Reg. No. 1995/06077/07.

About directchoice™

Let's face it - with the amount of options out there it is really difficult to reach a conclusion when trying to decide where to go if you are looking for a financial services product. Even more so on the internet, where the options are seemingly endless and the list of providers goes on forever.

That's where we come in.

At directchoice we understand that whether you are sourcing a loan, life cover or short term insurance there will be a number of options available to you from a variety of providers in the marketplace. Our aim is to make your experience as straight forward as possible while still providing you with the choice and range of options you want and deserve to see.

Simple, efficient and comprehensive.

As a free, no obligation comparison provider, directchoice is sure to have an option that will cater for your individual needs - whatever your desire and whatever your circumstances. With a large number of loan products, a wealth of short term insurance options and unique direct life insurance products, you can be certain that by using directchoice, you're sure to find something to suit your needs.

That's just the beginning.

The best part of it all is that it is 100% free to use and you are under no obligation to use the products or services we provide. So fill in an application form today and get a feel for the convenience, range of options and quality of service that we provide all from the comfort of your desk. Trust directchoice to provide you with the choices you deserve to make your most important financial decisions.

directchoice - we give you the choice!

directchoice is a division of DirectAxis (SA) (Pty) Ltd, Reg No. 1995/06077/07. 

An authorised Financial Services Provider and a subsidiary of FirstRand Bank Limited.

Directors: A.D. Cunningham (Chairman), M.A. Finlayson (Managing), C. de Kock, A.D.H. Enthoven, S. Gilmour, M.Y. G�ttler, B. P. Finlay (Financial)

PAIA Manual as required by the Promotion of Access to Information Act No 2 of 2000 - download

Download the Privacy Policy here - download

Click to visit the Financial Services Board website

http://123zaloans.com

123 ZALOANS is another firm partnering Direct Axis Loans that have the same NCR Registration No. and make use of the Direct Axis Loans CIPC Business Reg. No.

northcentralidaho.info - Archive.is

archive.is/LZn79‎

08 Apr 2013 - Reg No:1995/06077/07.Apply. Tiger Fishing Lodgewww.matoyalodge.com. Guided Tiger Fishing Tours Trophy-sized Bream & Tiger Fish.

NB. The registration of this Zambian Lodge is a South African CIPC Business Registration.

Thursday, August 09, 2012

DirectAxis ignores customer privacy laws to send spam

DirectAxis is a division of business partner with Sanlam*. I am a Sanlam customer. DirectAxis sent me a marketing SMS (i.e. spam) on Wednesday at 9.15am. It read:

As a homeowner 1HOME by DirectAxis offers you SA's premium personal loan of up to R100,000 for any household or personal costs. Reply YES. Stop to opt outNaturally, I was annoyed because they "know" I'm a homeowner, which is none of their business, and they found out my cell phone number by some devious, unethical or illegal means. So I replied "YES" to get them to call me and explain where they got my details from.

The lady from the call centre called me and asked for my wife. I asked what it was in connection with, and she referred to the SMS. I told her it was my phone she had called, and she said they knew my number because I own property. I asked if they were members of the Direct Marketing Association. She said no; she either lied or didn't know. Direct Axis Sa (Pty) Ltd is a member of the DMA. So told her to put my number on their Do Not Contact database, and told her I don't trust and won't do business with companies who go scurrying around trying to find my details without my permission.

Later, I Googled their name and found their web site www.directaxis.co.za, which states: "Direct Axis (SA) (Pty) Ltd is an authorised Financial Services Provider"*. It says nothing about their connection with Sanlam, or that they are part-owned by FirstRand. However, when I looked for a photo of the MD of DirectAxis, I found it on the Sanlam web site, in the "Directors" section:

So I wrote the following to Mark Finlayson, the MD:

Dear Mark

I received an unsolicited SMS message from your company today, touting your 1HOME product, whatever that is. Are you not aware that my name and number is on the DMA’s Do Not Contact list?

Please explain

Donn Edwards

His reply was not unexpected:

Hi Donn

I will check on why you received the promotion and revert[sic]** to you.

Regards

Mark Finlayson

DirectAxis

Tel: +27 21 764 3058 | Cell: +27 82 460 1657 | Switchboard: +27 21 764 3000 | Email: mark.finlayson@directaxis.co.za

Today I got an email from another member of the company, in reply to my question about where they got my number. He wrote:

Hi Donn,

I can confirm that we are in fact a member of the DMA and that we definitely would not have got your details from your blog. The guy looking after the 1Home marketing is currently looking into the detail of exactly where your details where obtained and why you received a promotion. I will have this feedback for you by the close of business tomorrow as today is a public holiday.

Regards,

Robert Gwerengwe

DirectAxisSo now we have a registered Financial Services Provider ignoring the Do Not Contact list of the DMA to send me spam. That's already a violation of the ECT Act, and probably the Consumer Protection Act as well.

How trustworthy are these people? To find out, I consulted the HelloPeter web site, and found the following graph:

Note how the industry average for spam complaints is around 2%, yet DirectAxis is 16% (8 times greater). A browse through their list of complaints found several recent spam complaints among dozens of complaints about bad Billing/Accounts. Just as I suspected: not particularly trustworthy, especially with my data.

Update: *Loans from Sanlam Personal Loans are administered and managed by DirectAxis, an authorised Financial Services Provider. Sanlam Personal Loans (Pty) Ltd Reg. No. 2001/016316/07, Registered Credit Provider (NCRCP272), is a joint venture between Sanlam Life Insurance Ltd and Direct Axis (SA) (Pty) Ltd. Reg. No. 1995/06077/07.

[Ps. directchoice is a division of DirectAxis (SA) (Pty) Ltd, Reg No. 1995/06077/07, An authorised Financial Services Provider and a subsidiary of FirstRand Bank Limited.]

**On the subject of the usage of the word "revert": look it up, and you will find it means "to come or go back (as to a former condition, period, or subject)". So to say you will "revert to me" means that you will go back (regress?) to being me, which is insulting. It's almost as meaningless as "get back to me" when what you mean to say is "reply" or "respond" or "answer".

Update: Saturday 11th August: I finally received a reply from DirectAxis:

Dear Mr Edwards

Our 1Home offering is focussed on providing home owners with value by offering personal loans for home improvements.

Your details were included on the database of a company called Journey (they have associations with companies which have assisted people obtain home loans or enquire about home loan finance), who provide us with services for our 1Home offering.

As a result of a technical issue our routine daily check against the DMA opt-out records did not run on Wednesday. This is the reason that you were contacted despite being on the DMA's list. This technical issue has been resolved and you will no longer receive messages from us. Your records have been removed from the Journey database.

We have identified the call center agent who incorrectly informed you that we are not members of the DMA and we have ensured that this will not occur again in the future.

I trust the above gives you the clarity you require and apologise sincerely for any inconvenience. I would be very happy to discuss this matter further with you should you require further information.

Regards

Mark

How convenient to be able to blame it on a technical issue. I believe that as much as I believe the sincerity of the apology, given their track record on HelloPeter. It would appear that the "Journey" company mentioned in the reply is also a member of the DMA: Journey Customer Innovation Pty Ltd. So now we have two companies, both members of the DMA, ignoring the Do Not Contact database and spamming potential customers. How dumb is that?Also, none of this claptrap about "associations with companies which have assisted people obtain home loans or enquire about home loan finance" explains how they as a Financial Services Provider could abuse this information in such a way. It just doesn't sound ethical to me. But then I've yet to meet an ethical spammer.

Posted by Donn Edwards

[Ps. directchoice is a division of DirectAxis (SA) (Pty) Ltd, Reg No. 1995/06077/07, An authorised Financial Services Provider and a subsidiary of FirstRand Bank Limited.]

http://www.journeybeyond.co.za

This business has all the contact details of all the businesses mentioned in this article.

Email: innovation@journeybeyond.co.za

Telephone: 087 354 0620

Physical Address: 70 Prestwich Street 

Green Point

Cape Town

8005

Postal Address: PO Box 50111

Waterfront

8002